Lucille L. Ritchie

"Excuses are tools of the incompetent, and those who specialize in them seldom go far."

We had to have mom and dad’s bathroom remodeled to remove the tub and put in a walk-in shower with no threshold. They are getting older, and the tub is becoming too risky for mom to use. We had the tile treated to make it slip resistant. Instead of the drain being in the center, it was designed to drain at the back wall with a very slight slope. There is also a narrow strip drain at the door that is flush with the floor. We hired a place that does shower doors in Somerset County NJ to make a door big enough to get a shower chair through just in case mom gets to the point she cannot walk. Everything in the bathroom has been adjusted to accommodate their needs as they age.

We had more grab bars installed, and extra lighting was added smartly to avoid shadows. This helps dad to see to shave in the mirror, and allows them to not trip over anything. The bathroom has been fully insulated, and we had an electric heating system that works at the flip of a switch. continue reading…

Discovering that my home had been colonized by unwanted termites was a blow. I thought I had been doing everything that I could in orer to prevent bugs from becoming a problem. Living in an older neighborhood apparently wasn’t helping me any as the termite removal in New York City pest guy told me that homes left abandoned become the center of most infestations. Colonies need to spread out and carry new queens to better ground. Old homes like mine that are filled with delicious soft wood are an all you can eat buffet for termites. continue reading…

  1. 2016 Dodge Ram 1500

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    TEMP ANALYST CONTRACT OPERATIONS:

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    The Analyst for the Managed Market & Specialty Contract Operations is responsible for the loading and maintenance of contracts through the contracting systems, as well as for the extensive support required in relation to internal and external customer tracking and communications.

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When my friend started on Medifast, I was really surprised to see how much weight she was losing in such a short period of time. She had wanted me to do it with her, but I honestly didn’t think that it would work as well as it did. I knew that I was late to the game, but I wanted to get some for myself. I did not have as much weight as she did to lose, so I was hoping that it would have the same effect on me. I did do a search for Medifast coupons before ordering any of the product though because I wanted to make sure that I saved as much money as I could.

It did not take very long for me to find a website that gave me a lot of information on Medifast as well as a lot of coupons that would save me money. continue reading…

I like using an online VPS because they are inexpensive when compared to the cost of a host providing a dedicated server for files, websites, game servers and other stuff. A VPS is like having your own separate computer connected to ultra high speed Internet access, but it is actually one of many compartmentalized servers running on a single computer. My issue is that I wanted a Linux VPS instead of the other operating systems that are out there. So many people that are managing their own servers are more familiar with the other commercial operating systems that finding a really good Linux based virtual private server was difficult for me.

I am used to the Linux OS. I can make it do anything I need it to to run the content management software that controls my website and the e-commerce software that powers my inventory and sales activity. I would have a steep learning curve to switch to another OS on a VPS or even dedicated server. Using a VPS is less expensive because you are sharing the actual hardware of RAM and the CPU with other users. continue reading…

I have been telling my husband for the past year or so that I wanted to be my own boss. He reminded me that when you do not have to work for anyone else, you are responsible for every little thing for your own business, and that can be tough. Hearing that made me realize that I needed to do my research ahead of time to get ready for things that I would need. He pointed out that his friends use an invoice generator for all of their invoicing purposes, and I will need to pay attention to things like that to keep everything organized on my end.

I wondered if the program that my husband mentioned would be out of my price range, so I did some snooping online and found a program that does it for free. continue reading…

Our kids help us save on their holiday gifts. They are frugal and pick the one electronic item they want or actually may need for school above all the other stuff being offered. Then they wait for the announcement of the Cyber Monday 2015 deals that will be available after Black Friday. The pre-announced deals make it so they can decide whether we should go out on Black Friday or wait until Cyber Monday to get their major holiday gift. They come to us armed with data and sales circulars from all of the stores along with printouts from stuff they have seen online.

They are like little shopping experts. They compare the brands and the manufacturing specs. continue reading…

I have had enough of my television provider. They do not provide me with a high enough quality product, in order to justify the amount of money that i have to spend on their services. So I am not going to pay for their services anymore, and I am going to get something else. Hopefully, it will be cheaper, but the main thing I am looking for, is a quality television provider. I have been looking at, http://satellitepackages.net, which is a URL that a friend sent me. I told my friend that I was looking for a new television provider, and they suggested that I look at that link, in order to find the best deals on satellite near my house.

I am excited about switching to satellite, because it is an interesting technology. continue reading…

When my second son was born, I was much better prepared all the way around. The one thing I was looking forward to the most was the new breast pump that I had purchased from Medela. I was really worried about this aspect since I don’t have the luxury of staying home with my boys. With my first son, I had used a name brand pump, but it was extremely disappointing in so many ways. A good friend told me to look here at the Medela site, and that is where I found the pump that I wish I had the first time around. continue reading…

As the owner of a nursing home, it is very important that our place be kept clean and tidy at all times for the sake of employees and all our clients who live there. So, if someone moves in and brings any pests with them, we have to be very careful. It happens more often than you might think. We recently had to call in a bed bug exterminator in NYC to help us get rid of those horrible little creatures.

What happened is that a lovely gentleman moved in, and he brought the pests with him. We were told by his son that his father’s place was not very clean, and while they did not see any problems with the items they helped their dad pack and bring to our facility, we soon learned we had them when the new client began itching like crazy. continue reading…

I have just started a bit of reading on electricity prices in Texas. I am going to be moving out and moving into a new place, a place of my own, pretty soon and I will have to do things like set up utilities. I have never had to do any of that before, so it is all kind of new to me. I am pretty excited though. Anyway, I am checking out CPL energy rates first, and then I am going to compare them with other rates around here. My goal is to learn a bit about the rates of different companies, and how those rates vary with regards to different seasons and all of that.

I know that the world’s oil prices have to have some sort of effect on the prices of electricity in this state. After all, there are a lot of refineries here. And also, I don’t know how many are based off of the coast of Texas, but I know that there is a good bit of oil drilling and exploration in the Gulf of Mexico. So all of that means that there should be a large and constant influx of petroleum products into the state.

But I don’t know the extent that those products are used to produce electricity in this state. I might be pretty small, because I think that coal is the more prevalent fossil fuel that is used for the production of electricity. I do not know of any coal mines around here, but there might be some. I think that is more something that takes place in places like Kentucky and West Virginia though, as opposed to the state of Texas. I would like to learn a bit about other factors that go into the price of electricity production around here.

Generators provided by choosetexaspower.org are used to convert electrical power into an alternative form. This may be mechanical energy or even a different form of electricity. A generator forces an electric charge to move through an external circuit without creating electricity or charge. It is alike to a water pump whereby it creates a flow of water but does not produce the water inside. There are various different kinds of generators available, some of the more common ones are petrol, and diesel. Petrol generators combine an electrical generator with an engine which are fitted together to form a single piece of equipment. continue reading…

I got in on this and so far it has not been bad at all. Of course I was worried that I might not like it, because living with a couple of guys can be bad a lot of the time. So far everyone is doing right though and no one is being obnoxious. This is a great big old house. It is nice because it is about half a mile from the college campus and there are a ton of good looking college girls here. We have one of those directv packages and the three of us are splitting the cost of every little thing. So long as we all kick in at the end of the month it is pretty sweet. Of course there is a good bit of partying going on and I will not act like that does not happen, but so far it has been in the proper flow. continue reading…

A few months ago I had to get some money fast to get a new clothes washer. I did not have any credit cards, and we do a lot of laundry as a family. Going to a laundromat once per week is not something I could tolerate. There would be too much laundry to do and it would cost too much. I chose to put the money toward paying back a short-term loan I got with an online payday advance provider. I just worked some overtime and paid the loan back rather fast. I was very happy they were there for me when we needed the washer.

It was only a few weeks ago that we ended up needing a new clothes dryer. I went back to the same online payday advance provider I used before. My wife and I have three kids. We both work. One child works delivering newspapers and cutting grass. continue reading…

I would say that the last time I lived in an apartment was around 20 years ago when I was a teenager. I remember spending time calling complex after complex to ask questions and find out which places would fit my needs best. After that, I would then show up to each place of interest to see how I liked the apartment complex. Boy, things have changed in a big way for the better these days. I have been looking for apartments in apartments in Dallas and it could not be easier. Let me explain just how easy it is now.

I started my search by looking around online, and I found out that so many places now have a website with most or all of the information you need to know that will alert you to whether a particular place is what you are looking for. In my case, I wanted a place with great landscaping, a place that would allow me to have cats and dogs, pet stations so that I could walk my dog and an area with BBQ pits so that I can grill on the weekends.

I found exactly what I was looking for with no trouble at all. In fact, the place that I picked to live in has a website with a lot of information that helped me to make my decision. Each of the amenities are listed out, and they offer so much more amenity-wise than the place I last lived in 20 years ago, too! They have a full photo album on their site with photos of each type of unit with a copy of each floor plan as well. Further, they offered a multitude of pictures of the surroundings outside from various different angles.

The whole process really cut down the amount of time I needed to spend finding an apartment. I didn’t have to spend hours driving from place to place before finding something that I liked. After looking through everything online, I found that I liked the place even more in person.

directv operadora de tv paga lider mundial en television digital ...Having so few choices in Louisville, KY for your Internet and television content needs, it makes you wonder how a company like Time Warner Cable is not seen as a monopoly. It’s only going to become worse if they are allowed to merge with Comcast as, in response to that, DirecTV and AT&T have been considering their own merger. These companies, except for perhaps DirecTV Internet, have some of the very worst in package deals that a company could ever offer a consumer. Seriously. The United States has always been a beacon of high technology and yet here we are being stifled by these companies who want nothing more than their lions’s share of the profits as they punish the United States and us, the consumers and citizens of this great nation, by charging us more than nearly any other Asian country in terms of how much MB/speed is going to cost a customer. In fact, many nations have free Internet which is far better than what we have.

We paid for the digital infrastructure that they are utilizing. continue reading…

If there is one thing I cannot stand, it is when a company raises its price past the point of expectation. I see it constantly, and I finally decided to not be a part of the problem any longer. Rather than fume as I continue to pay higher prices, I opted instead to find cheaper alternatives. This is for everything from gasoline prices, restaurant prices and television prices to name just a few. When my cable company told me they were raising the price yet again, I did a search for Direct TV in Aledo. continue reading…

I am researching some career options today and trying to figure out what is best for me. At the moment I am pretty portable, meaning that I could throw my stuff in the back of my pick up truck and blow this town with no regrets and no looking back. I have been talking to a guy who manages the linemen for ambit energy in tyler and he seems to be interested in talking to me face to face. Whether or not that means he has a job or not is hard to say. It seems to me that he likes my resume, but he wants to look me in the eye and see if he likes what he sees. It is that way with a lot of the guys who hire people and you can see why. continue reading…

I am in the process of splitting up with my wife, and I think that it is going to end up being pretty ugly. That is unfortunate, because she was my high school sweat heart, and I thought that we could make it through life together, no matter what was thrown in our path. However, I guess I was just a fool. Now, I am left looking for luxury peoria apartments while she stays in the house that I bought, but am no longer welcome in.

I wish that I did not have to move out of my house, because it did cost me a lot of money. It is not like she contributed any of the money that went towards buying the house. continue reading…

Moving has never been an easy process for me. Wanting to move is easy, sure, but trying to pack up everything that I own into these small cardboard boxes is not exactly what I look forward to. There is just this strange disharmony that I experience whenever I begin to put my life away into boxes which, over the years, has led me to own fewer and fewer items. I don’t like the idea that my life can be summed up by boxes. This time around I have been looking at apartments for rent in portland oregon. continue reading…

  1. I’ve never played tennis ever in my life, but I would like to play next year in shcool. Whta should I do this summer to get ready? Thanks!

    Answer by pink.puma101
    Good for you! Tennis is a fun sport :).

    Well i would just go to a court and bring someone you know thats knows how to play and ask them to teach you. After they teach you maybe meet weekly or somthing and do a real game. OR find a summer Tennis club and do that.

    Good luck 😀

  2. We often find used tennis balls at the tennis courts we go to and most of the time, they look brand new. Why would these balls be discarded? Is there some kind of test to determine when it’s time to move on with a new pack of balls?

    Answer by Elviniho
    It wont have a crack in :S

  3. I want my kids to be tennis professional. I am from India. Which country would be ideal for them to learn tennis and how much will it cost/

    Answer by alex
    Australia has lots of tennis clubs in the area Melbourne, it depends on how long and much you want your kids to train for, you can do 1 on 1 training with your child or your child and another and the coach, there are also squads with several people training with your child.

    On Saturday morning most Australian kids play other teams and you get ranked 1, 2, 3 or 4.

    Sometimes the club that you’re apart of run Tennis tournaments and you can win trophies etc.

    America is another good country for Tennis there are many countries that you can go to as well.

I have never pretended to begin to understand SEO for small business, and I am not about to now. I have no idea how an SEO company can get a small business owner's website from the ninth page of search engine results to the first page in a very short amount of time, but I am proof positive that it can be done. When I first had my website created, I thought that it would automatically be on the first page of search engine results. The first time I did a search for it myself, I actually had to go through nine pages before finding it.

It was my own page, and it even exhausted me looking for it. When there are ten results in pages, and I am the eighth result on the ninth page, that means there are 97 businesses in front of my own! That was completely unacceptable to me, but I had no idea how to fix that on my own. I did a quick search on how to get better search engine results, and that is how I found out about search engine optimization. Just because I have a nice website does not mean I know how to get others to see it, and this page explained to me what I needed to know.

I had no clue how to go about getting better SEO results myself though, but thankfully I did not have to worry about that. I was able to hire a company that does this full time. They have the tools and resources necessary to get my page from the 98th spot in results to the first page of results. The nice thing about this company is that they don't even want to settle for just being on the first page, because the 10th spot on that page is often overlooked too. I definitely chose the right company, because I am within the first few search engine results on all of the search engines I have tested my site search on!

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I always thought that Black Friday meant you had to get up at an unreasonable hour and wait hours in long lines to get a great deal on something. That is what I used to do up until last year anyway. That is when I found out that I could get some really great Black Friday online deals too. I didn't mind going out and shopping when my best friend would go with me, but she always has to work on Black Friday now. Because of that, it is just not as fun.

That did not mean I still did not want to take advantage of the deals though. When I found out that I could just go online and get some of the same incredible deals, plus some that aren't even advertised in the stores, I knew that I was going to try that instead of battling the crowds. I figured if I missed some incredible buys because I chose to sit on my couch instead of outside during the freezing weather, then I would just chalk it up to bad luck and hit the front lines myself the next Black Friday.

Thankfully, I did not have to worry about that, because I was able to get some amazing deals on Black Friday last year by shopping online instead of at the actual store's physical locations. I am not talking about stores that only deal online either. Some of my favorite stores were having incredible deals, and I was actually able to take advantage of all of them. That is something that has never happened when I would go out and shop in person. The stores are just too far apart to hit all of them. Shopping online means that they are just a click away from each other. Yeah, I definitely like this kind of shopping better!

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I had my little nephew over for the weekend a couple of days ago and it was a great time, except for the fact that he broke my skillet. I still can't believe it broke so easily and I am kind of dumbfounded by that, but it is not going to help me to dwell over it. I need to buy a new one though, because I kind of rely on it. I am checking out sites for best electric skillet reviews to try to figure out which electric skillet I am going to buy to replace the one that I just lost.

I want to get one that is going to last a long time, barring any sort of incident like the one that just ended my last one. I had it for a long time, and I expect that it would have lasted a lot longer if it had not been knocked off of a high shelf accidentally. When it hit the hard floor, it just busted into a lot of pieces. I didn't even think it was worth trying to fix it, and it probably would have been kind of dangerous to attempt to fix it anyway.

I want to get a rather large skillet, because what I mostly use it for is to cook breakfast. It is pretty cool to be able to make some pancakes, and fry some eggs at the same time. I am sure I could do even more than that, with a sufficiently large skillet, and the desire to pack things extra tightly. I am a fan of large breakfasts, but usually I can do a few different things on the skillet in a small amount of time, and make more than enough to feed my wife and myself. Occasionally, I have to feed more than that, but not that often.

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The world of finance and fluctuating mortgages rates is a confusing world for most potential new home buyers and it can be extremely difficult to navigate without doing some research and understanding exactly what your getting into. The recent home mortgage crisis has affected almost everyone in the Nation and has impacted all forms of mortgages loans. A jumbo loan is a mortgage loan for an amount above the conventional conforming loan. A conventional conforming loan is in the neighborhood of $417,000 or less and is certainly where most Americans are at in purchasing power. A jumbo mortgage loan is for an amount between $417,000 and $729,750. Any amount over that would be considered super jumbo loans.

Besides the obvious difference in loan amount, a 'jumbo' loan will carry a higher interest rate than a conforming one. Depending upon the markets and the lender the difference can be about a half percent but have been as high as one and a half percent greater than a conforming loan rate in recent years. This makes the loan simply more expensive. That's why those who buy a home with a sales price above $417,000 attempt to put down enough money or acquire other funds to get the primary loan amount down to the conforming level.

In summary, the home equity loan market is unlikely to pick up in the near future, for the simple fact that very few have any home equity to borrow against. This does not mean that it is impossible to arrange a home equity loan, but it is important to know the value of the home and actually have some equity. This is another issue currently being faced - with falling sales volumes, it is becoming increasingly difficult to accurately value any real estate, and therefore more difficult to accurately assess the level of equity. One thing is for certain; the banks will err on the side of caution when doing so.

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